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Your mortgage stays the same. Your possibilities don’t.
A Home Equity Loan lets you leverage the equity you’ve built in your home to achieve your goals, from remodeling your kitchen to simplifying debt. Access the funds you need without refinancing your existing mortgage.
GET STARTED QUESTIONS?
FIRST MORTGAGE STAYS IN PLACE
Borrow against your equity through a separate fixed-rate loan.
FIXED PAYMENT
Predictable payments you can count on.
UP TO $500K
Large loan amounts available.
MORE ELIGIBLE PROPERTIES
Primary residences, second homes and non-owner-occupied properties.
USE IT YOUR WAY
Home improvements, debt consolidation, major expenses and more.
A home equity loan — also known as a Closed End Second (CES) — allows you to borrow against the equity you’ve built in an eligible property as collateral without refinancing. With a fixed rate and predictable fixed monthly payments, it can be a useful way to consolidate high-interest debt, finance home improvements, cover education expenses, or manage other major life events.
CFBank offers home equity loans up to $500,000. The amount you may qualify for depends on factors such as your property’s value, available equity, existing first mortgage balance, income, credit profile, and underwriting guidelines.
No. Your existing mortgage keeps its current rate and terms. A home equity loan is a separate loan with its own rate, term and monthly payment. Your home equity loan rate will be based on current market conditions and your borrower profile.
Financing may be available for owner-occupied primary residences, second homes, and non-owner-occupied properties. Eligibility and terms may vary based on the property type, location, available equity, and underwriting guidelines.
Click or tap GET STARTED! to begin the secure borrower application. If you have questions or would like assistance first, click or tap Questions? to email us and a CFBank lending specialist will contact you.
* 2026 CFBank, N.A. All loans are subject to the underwriting standards and approval of CFBank. Rates, terms, and programs are subject to change without notice. Other restrictions may apply.
A CFBank lending specialist is ready to help.
ASK A QUESTION
614-318-4652
CFBank’s expert lenders are some of the best in the nation. We’ve helped thousands of individuals and families secure home financing and would be honored to do the same for you.
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