High Yield Savings Account

Earn a guaranteed 4.25% APY for six months with our High Yield Savings Account.

4.25% APY^*

Open A High Yield Savings Account

Offer effective 9/25/2026, and available to new personal banking customers and new money only. Not eligible for business accounts. The High Yield Savings Account (HYSA) requires a minimum average balance of $5,000 to earn the promotional Annual Percentage Yield (APY). HYSA balances of $5,000 or more will earn 4.25% APY. Balances from $4,999.99 to $0.00 will earn 0.10% APY. A $10 monthly service fee will apply if the minimum balance of $5,000 is not maintained. The promotional APY is guaranteed for six months from account opening. After the promotional period, the account will earn the then-current standard variable rate. Fees may apply for early account closure, and fees may reduce earnings. Transaction limitations apply. *APY = Annual Percentage Yield.

Platinum Money Market

Want a higher interest rate? Then our CFBank Platinum Money Market Account is perfect for you.

3.75% APY^*

Open A Platinum Money Market Account

Offer is effective as of 10/08/2026 and is subject to change without notice. Money Market rate applies to new money deposits only. Fees may apply for early account closure on Money Market accounts. New Money Market accounts require a $25,000 minimum balance to earn the promotional interest rate/APY. The promotional APY is guaranteed for 12 months from account opening; after the promotional period, the account will earn the then-current standard Money Market rate. Monthly service fees may apply for balances less than $25,000. Account balances below $25,000 earn standard Money Market rates. MMA balances between $24,999.99 and $5,000 will earn an APY of 0.20%. MMA balances between $4,999.99 and $0.00 will earn an APY of 0.05%. Maintain a minimum balance of $5,000 in the MMA, or a $10.00 monthly service fee will apply. Transaction limitations apply. Monthly service fees may reduce earnings. *APY – Annual Percentage Yield.

Certificates of Deposit

Invest and allow your money to continue to gain interest by choosing to open one of our Certificates of Deposit.

We have terms available ranging from 3 months to 60 months and you can view our promotional rates on our home page. You may open a Certificate of Deposit online or please visit one of our branches, which can be found on our Locations page.

Open A Certificate of Deposit Account

*New accounts only with $10,000 new money deposit. All offers are effective as of 4/20/26. Certificate of Deposit (CD) - Minimum balance to open and obtain Annual Percentage Yield (APY) for CFBANK, N.A. Certificate of Deposit is $10,000. Rates and APY's are accurate as of the date referenced as the offer date and are subject to change without notice. A penalty will be imposed for early withdrawal and any fees may reduce earnings.

Boutique Savings

Boutique Savings allows you access to your funds and is a safe and secure way to build capital.

Concierge Services

• Earn interest with balances of $500 or more